When is the last time you reviewed your insurance program? For most of us, insurance considerations come into play once a year. Maybe we shop for a different solution, explore discounted rates or increase existing coverage to protect new assets. But outside of the basic maintenance, your insurance policies can begin to collect dust and possibly leave you under or over insured. As you finish summer and head into fall, consider a full-scale review of

Thinking about your death is hardly the most enjoyable way to spend your life. But that’s not the only reason people avoid shopping for life insurance. There are a lot of misperceptions about how to buy life insurance. That confusion is part of the reason 54% of Americans say it’s unlikely they’ll buy life insurance within the next year, according to the 2015 Insurance Barometer Study from Life Happens and LIMRA. Here are some of the